MS&AD Insurance Group Holdings, Inc.

8725.T · Moat type: UNBESTIMMT

MoatScore

2/10

Fair Value

2,619 JPY (≈ 16.24 USD)

Margin of Safety

-74.7 %

Rating

MEIDEN

MS&AD Insurance Group Holdings is a Japanese holding company for property and casualty insurance (P&C) that generates premium income through subsidiaries such as Mitsui Sumitomo Insurance and Aioi Nissay Dowa Insurance from automobile, fire, liability, and life insurance products, and whose earnings depend materially on the loss ratio (combined ratio), investment returns on the premium reserve, and international diversification.

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