MoatScan.ai
Essent Group Ltd
ESNT · Moat type: UNBESTIMMT
GESCHÄFTSMODELL
Essent Group is a private U.S. mortgage insurer that assumes the default risk of residential mortgages with low down payments from lenders and mortgage agencies (Fannie Mae, Freddie Mac) and collects insurance premiums in return, with volume, risk mix, and loss ratio materially determining profitability.
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