This is a convenience translation. The legally binding version is the German one — in case of discrepancies, the German text prevails.
Last updated: July 2026.
These General Terms and Conditions apply to all contracts between Dipl.-Ing. Rainer Böke (hereinafter “MoatScan.ai”) and consumers or businesses concluded via the website moatscan.ai.
MoatScan.ai provides an AI-assisted stock analysis tool as software-as-a- service. The specific scope of functions follows from the description of the respective plans (see /pricing).
MoatScan.ai is not investment advice within the meaning of § 1 (1a) No. 1a KWG, but purely data visualisation and model-based information. The user makes investment decisions at their own responsibility.
The contract is concluded upon successful registration and payment of the first billing period.
The prices shown at the time of conclusion apply (incl. statutory VAT where applicable). Payment is made in advance by credit card, SEPA direct debit or other methods offered via Stripe.
As a consumer you have a 14-day right of withdrawal under § 312g BGB. Details in the withdrawal policy.
We are liable for damages arising from the breach of material contractual obligations, limited to the foreseeable damage typical for the contract. For slight negligence we are liable only for injury to life, body or health, or in case of default. Any liability beyond that is excluded.
In particular we assume no warranty for the accuracy of market data originating from third-party providers (EODHD, yfinance, Stripe etc.).
German law applies to the exclusion of the UN Convention on Contracts for the International Sale of Goods. Place of jurisdiction is, to the extent legally permissible, the registered seat of MoatScan.ai.